What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Reports have indicated that identity fraud is a problem that is on the rise. As much as it is affecting so many people, the problem may remain unsolved for much longer. In other words, it could affect you just as it has affected others. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Good for you, we have some information of value that can assist you just in case something like this happens to you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
For one, ensure that you have notified companies about your stolen identity. It is always best if you can act as fast as possible. You can’t just wait to later hear about fraudster activities that have already taken place. These fraudsters are normally very fast as they avoid getting caught. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
As well, ensure that you file a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. Filing a case with them requires you to only visit their website. They will provide you with a recovery plan. They also provide you with documentation to assist you in filling with the police and to be used as evidence. view here for more view here for more
You also need to ensure that you file with the police. There will be documentation and the police can assist you. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. Just call the major bureaus and request them to do so. . discover more
Always tighten security when it comes to accounts. Do not use the same passwords for all accounts and make it easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.